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Chennai's trusted digital payments partner

Swipe Your Credit Card & Get Instant Payment

ManiPay offers a safe and reliable way to withdraw cash from your credit card in Chennai. Convert your available credit limit into instant cash, or get the funds transferred straight to your bank account.

2% Just 1.85% Service Fee
  • 100% Secure
  • Quick Processing
  • Lowest Service Fee
  • Trusted by Thousands
Customer smiling while paying with her credit card on a laptop 5.0 · 100+ reviews
5.0 Google Rating

What Our Customers Say

Trusted by our customers for fast, reliable and professional service.

How it works

Four simple steps to get started

Get instant cash from your credit card in just a few easy steps. Safe, secure and hassle-free.

  1. 01

    Contact Us

    Call or message us on WhatsApp to get started.

  2. 02

    Visit Store

    Visit our Ambattur office, or request a doorstep visit.

  3. 03

    Complete Verification

    Quick, simple verification with your card and ID.

  4. 04

    Get Your Service

    Walk away with instant cash or a completed transaction.

Hand holding a credit card next to a calculator and financial papers

Calculate Your Cash Amount

Find out how much you will receive after service charges.

Charges start from

1.85% on your credit card

Service Charges₹ 0

Deducted from your credit card

You Will Receive₹ 0

Transferred to your bank account

Estimate only. Charges vary by card, and we confirm the exact amount before you swipe.

Accepted cards

We Accept Every Major Card

Get instant cash on your credit card from all major banks. Safe, secure and hassle-free.

  • Amazon Pay ICICI Bank Visa credit card
  • HDFC Bank Millennia Mastercard credit card
  • Kotak Mahindra Bank Visa Signature credit card
  • IndusInd Bank Aura Edge Visa credit card
  • YES Bank Prosperity Mastercard credit card
  • Flipkart Axis Bank Visa credit card
  • SBI RuPay credit card
  • American Express credit card
  • Diners Club International credit card
  • All Major Banks Supported
  • Instant Processing
  • 100% Secure Transactions
  • Safe & Trusted Service
FAQs

Know the Answers to All Your Questions

We believe in transparency. Here's how our service fees, security and process work, so you know exactly what to expect before you visit.

Our service allows you to get spot cash on the credit card limit. You can visit our location or share your details through WhatsApp, undergo a secure verification process, complete the online transaction using your credit card, and receive the amount in your bank account on the spot.

Yes, we prioritise the security of your financial information. Our online credit card transactions include an OTP (One-Time Password) verification step, ensuring a safe and secure process.

Absolutely. You have the flexibility to choose the desired cash amount you want to get from your credit card limit.

Maximum: your available credit card limit.

No, there are no additional charges, hidden charges, or GST charges. Whatever amount we swipe is the final amount reflected in your upcoming credit card bill.

Example: if we swipe ₹1,00,000, your next credit card bill will be ₹1,00,000 only.

The entire process is designed to be very fast. Once you provide your bank account details and credit card details and complete the online transaction, the funds are instantly transferred to your bank account.

Estimated total process time: 10 minutes.

Our service is available for credit cards from various banks. We aim to accommodate a wide range of credit cards, including:

  • HDFC
  • RBL
  • OneCard
  • ICICI
  • Axis
  • Standard Chartered
  • Citi Bank
  • Federal Bank
  • SBI
  • Yes Bank
  • IDFC
  • AU Bank
  • IndusInd
  • HSBC
  • Kotak Mahindra
  • and more

You typically need to provide:

  • Your credit card
  • Your bank account details
  • One valid ID, such as Aadhaar, PAN Card or Voter ID

The verification process may involve a nominal test amount deposited into your account for security purposes.

We believe in transparency. Our service fees are communicated upfront, with no hidden charges. We are currently running an offer period with a 1.85% service fee.

Example: withdrawing ₹1,00,000 from your credit card

Amount swiped
₹1,00,000
Service charge (₹1,00,000 × 1.85%)
− ₹1,850
You receive in your bank account
₹98,150

Reward points for the transaction are subject to the bank's discretion. Some credit cards may provide reward points, while others may not.

Contact us

Get in touch

We're here to help you with the best solutions.

Visit, call or WhatsApp

Our team is available Monday to Saturday.

  • AddressNo.29/18, Vijayalakshmipuram Main Rd, Rajiv Gandhi Nagar, West Banu Nagar, Ambattur, Chennai, Tamil Nadu 600053
  • Phone (tap to chat on WhatsApp)
  • HoursMon – Sat: 9:00 AM – 10:00 PM
    Sunday: Closed

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Open now · Mon–Sat, 9 AM–10 PM

ManiPay Credit Card Services

No.29/18, Vijayalakshmipuram Main Rd, Rajiv Gandhi Nagar, West Banu Nagar, Ambattur, Chennai, Tamil Nadu 600053